About2023-12-28T19:54:27-05:00

Meet Outdoor AdvINSURE

Eric Fisher – Agency President

Eric grew up in Batavia, Ohio serving 12 years as a firefighter paramedic before entering the insurance world. He found his love for boating operating a Boston Whaler River Rescue boat on the Ohio River. He is a licensed agent and holds multiple insurance designations. Prior to opening Outdoor AdvINSURE in 2022, he worked for a national insurance carrier where he was managed the sales of their boat & yacht division.

Personally, he is married to his wife, Jamie. They have two boys, Morgan and Caleb and of course their trusty goldendoodle Cooper!

When not working you will find him outdoors boating, fishing, golfing, hiking, hunting or camping.

Contact Eric today at (513) 653-3800 or [email protected]

About our Agency

Outdoor AdvINSURE is an independent insurance agency based in Cincinnati, Ohio. We are licensed in Ohio, Michigan, Indiana, Kentucky, Tennessee, Alabama, Florida, and South Carolina.

Our focus is marine insurance with a specialization in recreational and charter boats, especially in the Great Lakes areas.

Insurance FAQs

Will I need a marine survey to get a quote?2023-12-15T21:04:08-05:00

All boat insurance companies will have different requirements of when a survey will be needed. A marine survey is typically only required for boats 27′ or greater in length and over 10-15 years of age.

We do have some options that do not require a survey and can insure boats up to 50ft.

How much does boat insurance typically cost?2023-12-15T20:58:58-05:00

A good rule of thumb is to expect somewhere around 1% of the hull value. For example, for a $100,000 boat, the cost of insurance will be somewhere around $1,000 a year. Keep in mind this can vary significantly based on many different factors such as where the boat is used, your boating experience and other factors.

Is boat insurance required?2023-12-15T20:57:27-05:00

Most states do not require you to carry boat insurance. If you financed your boat or have it moored at a marina, you most likely are required to carry some form of liability insurance. To protect yourself and your loved ones on board, we recommend carrying boat insurance 100% of the time.

What if I have a claim?2022-02-08T17:49:29-05:00

Generally, you will file your claim directly with the insurance carrier you purchase a policy through. We can help facilitate that and help along the way with communication between you and the insurance company. We’re in this with you!

What is the difference between “agreed value” and “actual cash value”?2023-12-15T20:55:13-05:00

Agreed value is a predetermined amount of insurance for your boat. Both the insurance company and you agree on the value of the boat when the policy is issued. In the case of a total loss, that is the amount you are paid without any deductions for depreciation. Actual cash value take into account depreciation and will only pay the current value the boat is worth at the time of loss.

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